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Demonstration Mode|Live real-money payments are disabled pending provider & legal approval. All claims below are simulated.
PRE-LAUNCH LEGAL DRAFT NOTICE: These Terms of Service are a draft template prepared for owner and qualified legal counsel review prior to enabling live payments.

Legal & Governance Draft

Terms of Service

1. Nature of the Service

RICH OR NOT (richornot.com) operates solely as an entertainment leaderboard. A completed and verified purchase awards only a temporary or ranked public placement on the leaderboard and, if applicable after dethronement, an archival entry in the Hall of Fame. Payments are not investments, securities, lotteries, gambling wagers, or charitable donations.

2. Eligibility & Age

Participants must be at least 18 years old (or the age of majority in their jurisdiction, whichever is higher) and legally permitted to purchase digital entertainment services. Jurisdictional eligibility must be confirmed by legal counsel prior to live launch.

3. Competitive Placement Mechanics

To occupy rank #1, a participant's verified payment must strictly exceed the current leader's verified amount at the time the payment provider webhook is confirmed by our backend. Browser redirects alone never confer placement.

4. Moderation & Content Policy

Public aliases and status messages must not contain hate speech, threats, harassment, personally identifiable information, malicious URLs, unlawful material, or misleading impersonation. Administration reserves the right to mask non-compliant aliases or hide status messages while maintaining payment ledger integrity.